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                       <h1 class="refund_h1">Privacy Policy</h1>
                       <p>We are committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information.</p>
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                       <h2 class="refund_h2">What information do we collect?</h2>
                       <p>We may collect, store and use the following kinds of personal data:</p>
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                           <li><span>information about your computer and about your visits to and use of this website, such as your IP address, geographical location, browser type, referral source, length of visit and number of page views;</span>
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                           <li><span>information that you provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters; and</span>
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                           <li><span>any other information that you choose to send to us.</span>
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                       <h2 class="refund_h2">Cookies</h2>
                       <p>A cookie is a small file which is placed on your hard drive when you visit any of the Group's websites (directly or via our applications). We use information from cookies for purposes which may include:</p>
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                           <li><span>identifying returning users, registrants and subscribers</span>
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                           <li><span>eliminating the need for returning users to re-enter their login details</span>
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                           <li><span>enabling you to move more easily around our sites and applications</span>
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                           <li><span>tracking your use of our sites to better develop our sites and applications in accordance with your requirements</span>
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                           <li><span>building up an anonymous profile based on your browsing patterns across our sites, applications and third party websites, which enables us to make advertisements and content available to you that is more relevant to your interests</span>
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                       <p>You can delete cookies from your hard drive at any time. Bear in mind, though, that if you delete them, any settings such as your stored username and password will have to be reset when you next log in.</p>
                       <p>You will be able to use our websites and applications even if your browser is not set to accept cookies. However, certain features and content may not be available to you and you will have to log in every time you visit.</p>
                       <p>If you specifically do not wish us to collect cookie information for the purpose of content and behavioural targeted advertising, you can "opt out" by following the instructions at http://www.cookiecentral.com.</p>
                       <p>Further information on the use of cookies can be found at: <a href="#">www.cookiecentral.com/faq.</a></p>
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                       <h2 class="refund_h2">Using your personal data</h2>
                       <p>Personal data submitted on this website will be used for the purposes specified in this privacy policy or in relevant parts of the website. We may use your personal information to:</p>
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                           <li><span>administer the website;</span>
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                           <li><span>check payment transactions against a third party fraud detection system;</span>
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                           <li><span>improve your browsing experience by personalising the website;</span>
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                           <li><span>enable your use of the services available on the website;</span>
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                           <li><span>send you general (non-marketing) commercial communications;</span>
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                           <li><span>send you email notifications which you have specifically requested;</span>
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                           <li><span>send to you our newsletter and other marketing communications <br/>(relating to our business) which we think may be of interest to you by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications to be sent by emailing us);</span>
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                           <li><span>provide third parties with statistical information about our users - but this information will not be used to identify any individual user; and</span>
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                           <li><span>deal with enquiries and complaints made by or about you relating to the website.</span>
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                       <h2 class="refund_h2">We will not without your express consent provide your personal information to any third parties for the
 purpose of direct marketing.</h2>
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                       <h2 class="refund_h2">Other disclosures</h2>
                       <p>In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this privacy policy, we may disclose information about you:</p>
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                           <li><span>to the extent that we are required to do so by law;</span>
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                           <li><span>in connection with any legal proceedings or prospective legal proceedings; and</span>
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                           <li><span>in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);</span>
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                       <h2 class="refund_h2">Except as provided in this privacy policy, we will not provide your information to third parties.</h2>
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                       <h2 class="refund_h2">International data transfers</h2>
                       <p>Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this privacy policy. If you are in the European Union, information which you provide may be transferred to countries (including the United States, Japan, Argentina and South Africa which do not have data protection laws equivalent to those in force in the European Union. You expressly agree to such transfers.</p>
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                       <h2 class="refund_h2">Security of your personal data</h2>
                       <p>We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.We will store all the personal information you provide on our secure servers. All electronic transactions you make to or receive from us will be encrypted.Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.</p>
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                       <h2 class="refund_h2">Policy amendments</h2>
                       <p>We may update this privacy policy from time-to-time by posting a new version on our website. You should check this page occasionally to ensure you are happy with any changes. We may also notify you of changes to our privacy policy by email.</p>
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                       <h2 class="refund_h2">Your rights</h2>
                       <p>You may instruct us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £10.00).You may instruct us not to process your personal data for marketing purposes by email at any time. (In practice, you will usually either expressly agree in advance to our use of your personal data for marketing purposes, or we will provide you with an opportunity to opt-out of the use of your personal data for marketing purposes.)</p>
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                       <h2 class="refund_h2">Third party websites</h2>
                       <p>The website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites.</p>
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                       <h2 class="refund_h2">Updating information</h2>
                       <p>Please let us know if the personal information which we hold about you needs to be corrected or updated.</p>
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                       <h2 class="refund_h2">Contact</h2>
                       <p>If you have any questions about this privacy policy or our treatment of your personal data, please contact us.</p>
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